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How to Stick to A Budget Series: Step 1
June 29, 2020
Taking the Budgeting Plunge
For my clients, the first step is often the most difficult when it comes to budgeting! Creating a new budget to improve their financial future is a big undertaking.
We start with writing down priorities – This is the “why” of the budgeting plan. Is the goal saving for retirement, kids’ college education, paying down debts? Everyone has a different “WHY.”
Calculating the take-home monthly income – Net income is the gross income, less all deductions for taxes, insurance and any other employee paid benefits.